My job is to take the complexity out of the lending process and give you a clear, practical path forward. Every borrower’s scenario is different, so each plan is tailored around your goals, your scenario, and the structure that fits you best.

Clients choose to work with me because I communicate in a way that is easy to understand. Even the most complex scenarios become straightforward when the options are explained clearly and backed by strong execution. You will always know exactly what is happening, why it matters, and what comes next.

Before launching Holland Home Loans, I built and ran a successful Maui business for more than twenty five years. That experience shaped how I approach lending. Efficiency, transparency, thoughtful problem solving, and consistent follow through are the foundation of how I work.. Challenges are addressed proactively, long before they become issues, so your process stays smooth from start to finish.

My background includes work with conventional, jumbo, second home, investment property financing, land, construction and renovation loans, along with alternative lending solutions such as bank statement loans and DSCR programs. I also help clients evaluate creative finance solutions as needed. The goal is always the same. Provide clarity, deliver results, and secure the best possible structure at competitive rates.

Whether this is your first purchase, a refinance, land purchase, construction loan or a complex investment scenario, you will get direct communication, strategic guidance, and a process built around your timeline and your goals. Holland Home Loans exists to make financing simple, efficient, and stress free.